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    <title>FinaPrism blog — everyday budgeting and spending</title>
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    <description>Simple methods to make a budget, track your spending and stay on top of your accounts, from the FinaPrism team.</description>
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      <title>The 50/30/20 rule: a simple way to split your budget</title>
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      <pubDate>Mon, 12 Oct 2026 00:00:00 GMT</pubDate>
      <description>50% for needs, 30% for wants, 20% for savings: how to apply the 50/30/20 rule, with a worked example, and when to adapt it.</description>
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      <title>Christmas budget: set your total before you start shopping</title>
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      <pubDate>Mon, 12 Oct 2026 00:00:00 GMT</pubDate>
      <description>Presents, Christmas dinner, travel, decorations: how to set a realistic Christmas budget, split it person by person and keep track until 31 December.</description>
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      <title>How to find and cancel subscriptions you've forgotten</title>
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      <pubDate>Mon, 12 Oct 2026 00:00:00 GMT</pubDate>
      <description>Streaming, music, apps, the gym, delivery passes: a three-step method to find and cancel subscriptions, see what they cost a year and decide what to keep.</description>
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      <title>How to make a monthly budget: a simple 4-step method</title>
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      <pubDate>Mon, 12 Oct 2026 00:00:00 GMT</pubDate>
      <description>How to make a monthly budget you'll stick to: start from your take-home pay, list your bills, set realistic limits and check in for ten minutes a week.</description>
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      <title>How to split bills as a couple: three fair ways to share</title>
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      <pubDate>Mon, 12 Oct 2026 00:00:00 GMT</pubDate>
      <description>50/50, in proportion to income or all pooled: how to split bills as a couple, who each method suits, and how to run a couples budget day to day.</description>
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      <title>Track spending without linking your bank: 3 methods</title>
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      <pubDate>Mon, 12 Oct 2026 00:00:00 GMT</pubDate>
      <description>Log as you go, import your bank statements, snap your receipts: three ways to track spending without linking your bank to a budget app.</description>
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